Colossians 4:5-6 AMPC
5 Behave yourselves wisely [living prudently and with discretion] in your relations with those of the outside world (the non-Christians), making the very most of the time and seizing (buying up) the opportunity. 6 Let your speech at all times be gracious (pleasant and winsome), seasoned [as it were] with salt, [so that you may never be at a loss] to know how you ought to answer anyone [who puts a question to you].
James 1:5 AMPC
5 If any of you is deficient in wisdom, let him ask of the giving God [Who gives] to everyone liberally and ungrudgingly, without reproaching or faultfinding, and it will be given him.
In Colossians 5:5-6 Paul encourages us to behave wisely - especially in our relationships with unbelievers, so that we can make good use of every opportunity to be a testimony of God's grace and wisdom to a world that does not know Him. He specifically mentions our words and the answers we give when someone asks us about our faith. However, when I read these few verses, I thought but I do not always know what the right answer is to give. Sometimes we are faced with situations that are beyond our understanding and we simply do not have the best wise answers. And then Holy Spirit reminded me that the Word of God says - if we do not know, are deficient in wisdom - then simply ASK. When we ask for God's Wisdom for a situation, the Word says He is a giving God Who will liberally give us Wisdom.
1 Corinthians 12:8
8 To one is given in and through the [Holy] Spirit [the power to speak] a message of wisdom...
In 1 Cor 12:8 Wisdom is introduced to us as a gift of the Holy Spirit, thus we never need to feel out of our depth facing life, questions and unfamiliar situations without Wisdom, we simply need to ask for the Holy Spirit to come and give us His Wisdom for every situation.
Point to ponder: Ask the Holy Spirit - who is the Spirit of Wisdom (Is 11:2) to come and give us His wisdom for every situation that we find challenging.